Monday, October 27, 2008

Thriftiness

I've been wincing every time the cashier reads the total off at the grocery store. Prices aren't ideal, and with the economy working the way it is, there doesn't seem to be an end in sight. I hear a lot of people complaining about it, offering their opinions on how it should be fixed, and worrying about what they'll do if things get "worse". Seems the popular opinion is that the government is to blame. And of course, they are. But I wonder how many of us are contributing to it by spending more than our resources allow, by throwing out things that could be salvaged, by spending more on clothes and food than we need to, or by just buying things that we don't need and can't truly afford.

I definitely fall into that category, way too often. I'd rather just get the pair of jeans full price and have them. I want a nicer house and a nicer car and newer clothes and better appliances. And I want them now. I don't want to sit around for six months, watching newspaper ads and garage sales to find a better price. I want a lot of things, and I stretch my income so that I can have many of them. But our grandparents and great-grandparents would warn us not to be so foolish. They saw what happened when people spent money they didn't have for things they wanted.

And I think we're seeing the same thing. Saving is so undervalued. Maybe we should take a lesson from the Scout Law.

A SCOUT IS THRIFTY, that is, he saves every penny he can, and puts it in the bank, so that he may have money to keep himself when out of work, and thus not make himself a burden to others; or that he may have money to give away to others when they need it.

I wonder how many people think they've got everything in order financially, but will find at the loss of a job or a major expense, that they aren't as set as they thought? Suddenly, the things they're used to buying cost too much, and they don't know how to cut back and do without.

Saving is hard, though. I'm not necessarily talking about making a savings account. I'm talking about making more money available out of what you have. Maybe I'm talking about "penny pinching". I don't understand why people are so willing to complain about how much things cost, but aren't willing to find a way to do without, make their own, or get it on sale. Are they afraid that people will think they're cheap?

Sometimes when I do things to save money, I have that creeping worry that someone will think I don't have enough money to pay for something better. But really, what difference does it make? Maybe I don't have the money. Maybe I put it toward something I like more. Or maybe I am cheap. It's not anyone's business. Being willing to save money in things I purchase for myself allows me freedom to be generous when others are in need.

I know this probably sounds like preaching, and I wasn't planning for it to, but, since everyone seems to be at liberty to express their views on how to fix the American economy and whose fault it is anyway, I think I should be able to also.

3 comments:

Jill said...

I would agree.
For somethings I would never dream of paying full price, yet for others it's a must. Though I do get this sort of "high" when find a good bargain.

Tiffanie Lloyd said...

Good thoughts.

Here's another... have four kids and your thoughts and perspectives on thriftiness will surly change. It's a great way to inspire yourself to save . :) Of course I'm joking, sorta.

Faith_Trust_Hope said...

I like your comment about it not being other people's business. I feel like people are too quick too judge. It is almost like the middle school popularity game or judgment thing - we are too hard on each other and crtique each other and society at least use to say that "it is not cool to be thrifty." Why not?

(Marketing, uck)